Nearby Park

Wake up unusually early today, maybe having sleep too much yesterday and some more is an off day OMG that is very unusual for me! After "suffering" for many days due to hectic work schedule, finally i have time to relax and enjoy myself for a day so decide to do some relax stuff. So today i went to stroll around my house nearby park. This morning air was so fresh, maybe having stuffed myself inside house and office too much, abit of greenery also manage to lighten my mood up lol..I have been wanted to take some photo of the park, so today i brought along my camera and manage to capture some nice pictures. The best thing about photography is that you can capture scenes which you think is the best at that moment so that you are able to keep it, who know the next time you go back to the particular spot, you can never spot the same scene again. I really like to take scenery for dunno what reason so can hardly spot human beings in my pictures, well maybe i have yet to find the right feeling or the right person. Well who knows...

I happened to spot this two "mandarin ducks" i guess swimming in the pond..

Factor that affect FX Market

There are mainly 3 factors that affecting the currency trading market. There are the:

Economic factors
Economic factors include the economic policy, disseminated by government agencies and central banks, economic conditions, generally revealed through economic reports, and other economic indicators. These Economic policy comprises government fiscal policy (budget/spending practices) and monetary policy which mean government's central bank influences the supply and "cost" of money and is reflected by the level of interest rates.

Economic conditions include:

• Government budget deficits or surpluses: The market usually reacts negatively to widening government budget deficits, and positively to narrowing budget deficits. The impact is reflected in the value of a country's currency.
• Balance of trade levels and trends: The trade flow between countries illustrates the demand for goods and services, which in turn indicates demand for a country's currency to conduct trade. Surpluses and deficits in trade of goods and services reflect the competitiveness of a nation's economy. For example, trade deficits may have a negative impact on a nation's currency.
• Inflation levels and trends: Typically, a currency will lose value if there is a high level of inflation in the country or if inflation levels are perceived to be rising. This is because inflation erodes purchasing power, thus demand, for that particular currency. However, a currency may sometimes strengthen when inflation rises because of expectations that the central bank will raise short-term interest rates to combat rising inflation.
• Economic growth and health: Reports such as gross domestic product (GDP), employment levels, retail sales, capacity utilization and others, detail the levels of a country's economic growth and health. Generally, the more healthy and robust a country's economy, the better its currency will perform, and the more demand for it there will be.

Political conditions
Internal, regional, and international political conditions and events can have a profound effect on currency markets.
For instance, political upheaval and instability can have a negative impact on a nation's economy. The rise of a political faction that is perceived to be fiscally responsible can have the opposite effect. Also, events in one country in a region may spur positive or negative interest in a neighboring country and, in the process, affect its currency.

Market psychology
Market psychology and trader perceptions influence the foreign exchange market in a variety of ways:

• Flights to quality: Unsettling international events can lead to a "flight to quality," with investors seeking a "safe haven". There will be a greater demand, thus a higher price, for currencies perceived as stronger over their relatively weaker counterparts. The Swiss franc has been a traditional safe haven during times of political or economic uncertainty.
• Long-term trends: Currency markets often move in visible long-term trends. Although currencies do not have an annual growing season like physical commodities, business cycles do make themselves felt. Cycle analysis looks at longer-term price trends that may rise from economic or political trends.
• "Buy the rumor, sell the fact:" This market truism can apply to many currency situations. It is the tendency for the price of a currency to reflect the impact of a particular action before it occurs and, when the anticipated event comes to pass, react in exactly the opposite direction. This may also be referred to as a market being "oversold" or "overbought".To buy the rumor or sell the fact can also be an example of the cognitive bias known as anchoring, when investors focus too much on the relevance of outside events to currency prices.
• Economic numbers: While economic numbers can certainly reflect economic policy, some reports and numbers take on a talisman-like effect: the number itself becomes important to market psychology and may have an immediate impact on short-term market moves. "What to watch" can change over time. In recent years, for example, money supply, employment, trade balance figures and inflation numbers have all taken turns in the spotlight.
• Technical trading considerations: As in other markets, the accumulated price movements in a currency pair such as EUR/USD can form apparent patterns that traders may attempt to use. Many traders study price charts in order to identify such patterns.

Moving Average Convergence Divergence (MACD)

MACD crossover has long been use by trader to spot exit and entry point due to its simplicity. Similar to moving average it make use of the MACD line crossover the Signal line principal to determine the entry and exit point. So let us now look at how MACD work.

This might be familiar to most traders, but my purpose of writing this e-book is so that all level of trader can benefit from it, so I hope all the slightly more experience trader can bear with me.

MACD Indicator settings:

Chart : 15 Minutes
MACD periods: Standard (12, 26, 9)
Entry Rules : When MACD lines (blue color) cross over Signal lines (Red Color) do wait till the current price bar to close before enter the market.
Exit Rules : When MACD lines next cross over occurs.


As you can see from the screen shot above, MACD entry and exit rules is very simple to apply, however constant monitoring is required and it is not suitable to use alone when market it moving sideways as it will generate false signals.

My news!

Hi all IM readers,

It has been so so long since my last post. I truly apologize for not posting any entry due to my tight work schedule. Been having a very busy month due to some project that i need to rush to meet the deadline. Hopefully by middle of this month, i am able to clear off all this projects. By then i would continue recent update in my blog! Thank you for your patient and hopefully roadtofa can continue provide all of you with useful information.

Missing In Action Stephen

Forex Strategies #1 Moving Average Exponential

Hi all IM members,

It been a few weeks since my last post, Hope it does not create dissapointment to readers who visit my blog found out that it has not been updated. I have been busy doing research for my upcoming post topic on forex. In My previous entries on forex, i only briefly explain what forex is, so now after much research, i have finally gather enough info on forex strategies which i will be sharing through the upcoming posts. So before i get started, i like to let all of you know that there are many type of traders, for example intra-day trader, short term and long term trader, scalper, break out trader and many more. As for me i am an intra-day trader, which mean i never leave my trade position open for overnight. To find out more about what kind of trader you are or what type of trading pattern you are comfortable with, you can try to start with a demo account and do trading see which type a trader you are. After knowing what type of trader you are, then you can start select which type of trading strategies suit you. So without further delay, today i will touch on moving average strategies. First of all let me show you how it look like.

As you can see from the pictures, When using moving average exponential, i set it into 3 different periods which as the result there are 3 different EMA lines in the chart.Following are the setting

Chart= 15 mins
Indicators= EMA 5,10,50
Entry rules= When EMA 5 goes through EMA10 and continues through EMA20
Exit rules= When EMA5 crosses EMA10 or EMA5 touches EMA 20

The advantage of this strategy is that it is easy to use, it produce good result when the market is trending and big price moved, however this indicator is a lagging indicator which not suitable to predict future market movement, and it change signal anytime any second so need constant monitoring. It might also give false signal when market move sideways. This strategy is suitable for intraday trader as you can get out of trade normally in a few minutes or hours time. The setting can also be variable depend on the traders.

"Happy trading"- Stephen

11 FREE ways to drive traffics (part two)

Hi all,

Did my previous few methods have manage to create traffic to your website? If Yes, GOOD! Or is it not enough? Still want more methods to drive more traffic to your site? Well then, fear not. Hereby i proudly present to all of you the second part of this article. As promise i will share with all of you 11 ways of driving traffic and here the rest of the 6 ways! Lastly, Your comments are proof that my hard work are worth! So i like to thanks all of you for the responds! Enjoy the second part of this article!

6. Ezines
Ezines are what we called online magazines or electronic magazine is a type of magazine that we create and distributed electronically or online. Most publisher published they newsletter or ezine free for they subscribers. These subscribers are mostly quality targeted traffic that interested to the niches that your website is focus on. The good thing about ezine or newsletters is that they are free and you do not need to pay a single cent if you do not want! However some do cost charges of minimal price depending on placement of your ad.

7. Banner Advertising
Instead of using just text, banner advertising uses a banner which is usually a colourful box and you ads which you put on classified or other site. Banners are usually simple with design with your logo or picture of your website on it. So when someone click on the banner, they are taken straight to your website. This banner can be easily created by using photoshop or any drawing software. Do try it out!

8. SEO (Search Engine Optimization)
What is SEO? SEO is simply mean by optimization of your site to the best possible way so that enable search engine such as google and yahoo to find your site easier. There are 3 main factors that contribute to the keyword ranking of your site in the search engine:

• Link popularity is one of the largest factor that determining the overall spread of your website. The more your link popularity increase, the more exposure your website will have. Link popularity can be increase by having more other people website promoting your site by creating a link to your site.
• Maintain high-quality relevant content for a particular subject matter that your website is focus on. For example, if your website is focus on internet marketing, try to keep your website on the topic.
• Putting the correct and effective keywords that are related to your site or blog that search engines pick up on and they drive traffic to your site based on the specific keywords. Search engine like blogs with high keywords content, so if you are doing blog marketing, do try to put the correct and rich keyword in your entries.

9. Viral Marketing

Viral Marketing is like how the virus spread. This refers to the promotion of a company's message by promoting their product of services like a virus. Viral marketing has been use by us for a long time from when we were first introduce to a free email service called hotmail. When one start to use it, other people will also took notice and start using the service themselves. This keep on growing and growing, by the time we notice, most of the people around use are talking about free hotmail email and this is happening in the whole world! So do take advantage of the power of viral marketing. There are many sites that offer viral marketing, so just do a search.

10. Press Release
Public relation campaign originated from press realease. In offline world, press release is submitted to radio, tv stations, newpapers, broadcast, etc and they are always looking for good stories to publish. There are many sites online that offer press release services and getting your press release published for its appealing and compelling contents is a great way to get free publicity to your website!

11. PPC (Pay Per Click)
Pay Per Click is an advertising technique used on websites, advertising networks, and search engines.This one can cost you some money depending on a lot of factors, the first being it depends on which keyword(s) you use and how many people click on your ad.Advertisers bid on keywords that they believe their target market (people they think would be interested in their offer) would type in the search bar when they are looking for a certain type of product or service.For example, if an advertiser sells blue blankets, he or she would bid on the keyword "blue blankets", hoping a user would type those words in the search bar, see their ad, click on it, and buy. These ads are called "sponsored links" or "sponsored ads" and appear next to and sometimes above the natural or "organic" results on the search page. The advertiser pays only when the user clicks on the ad.The key to PPC marketing is to start out small and test. If you start getting the desired results then gradually increase your daily budget because you have a winner. If not, then look at your campaign and tweak your ad copy, your cost per click and your keywords.By following the links below, you can take a look at two of my businesses in which I have been very successful because of using the above ways to generate traffic.

So this conclude the whole entries. So, i hope all these tips can drive more traffic for your website. Any enquiries feel free to leave me a comment or email me at lance_stephen@hotmail.com.

"Success man make wise and quick decision, while failure make no decision"! - Annonymous

11 FREE ways to drive traffics (part one)

Before i start, first thing first, what is traffic? Traffic simply mean the flow of visitors that come and visit your website. There are many ways to drive this traffic to a website and with the right knowledge and strategies, it is possible to drive huge amount of traffic to your websites that generate massive amount of possible revenues. Below i have listed down 11 ways of drive traffics and the best thing is that most of them are FREE!

1. Article Marketing
Article Marketing is one of the method that enable you to get high amount of quality targetted traffic for free. It also one of the most popular method to use. Simply write an quality article of your niche and posted them in popular articles directories such as Ezinearticles or ultimatearticles. In every of this article that you posted on this articles directories, you can always include your signature file with your name and website address link. By doing this, every time someone reads your articles and click on your website links, it create a pathway of link exposure to your website.

2. Blogging
I believe most of you should be quite familiar with blogging. Blog is the short term for web log, what separate a blog from normal website is its highly interactive nature. The benefit of utilizing blogging as a traffic generator involve the connection between keyword-rich, content based blogs and attaining high rankings in search engines. By getting your blog to the top spot of search engines such as yahoo or googles, would definetely generated large amound of traffic to your website. To do this, your blog must be keyword rich and of relevant content. Blog should include frequently updated RSS feeds on other websites such as Google, Yahoo, and MSN home pages.

3. Email Marketing
Take note, Email marketing is not spamming. Email Marketing is very effective. Word to the wise, be very careful how you go about doing this. If you're renting a list, never send traffic to your company provided website but to a Lead Capture Page. Observe the rules and make sure to what you do is permitted by the receiver and interested to what you are promoting. If you are email marketing through autoresponder from people who join your newsletter, make sure to use a reputable autoresponder company such as getresponse, aweber or monsterresponse. List is where the money is!

4. Online Classified
Have you read a classified in newspaper? Online classified work just like that, the difference is that it is online instead in physical form. Online classified normaly contain 2 or 3 lines of text with your website link. There are many free online classified sites, do your research and find the one that you think most suitable to you!

5. Video Marketing
Video Marketing is the coming trend nowdays with more and more people utilizing video sharing website such as youtube, veoh, and more. The good thing about video marketing is to see and hear someone tell you how good and powerful is the product that you are promoting. This is a good marketing strategy compare to traditional writing marketing is that, viewers can see the feature expression of the promoter or testimonial, this will create a certain form of trust, compare to written words.

"To know the rest of the methods to drive traffic, please do not miss the coming post!" - Stephen

P.S. Feel Free to email me or leave me a comments if anything pertaining to my post that you like to know more. Promise will reply asap!

IM in hot communities!

After much struggle, finally IM have manage to squeeze itself to the hot communities. I should say, this is due to the support from all of you, readers! Thanks all of you so much for the support all this time! Hope to get more support from all of the current community members as well as members that going to join this community in the future! Again, i thanks all of you for the support!

Five Years old Blind genius Pianist

For the first time in my blog, i have presented to all of you video of this 5 years old blind genius pianist from korea. I don't know whether anyone has view it, but i think this clip is worth to post in this blog. She is born blind and abandoned by her biological parents, However she did not give up life and have touched hearts of many people. This kind of courage and attitude is worth for us to learn from. Hereby i present Yoo Ye Eun to all of you! Enjoy it! Prepare your tissue paper or bucket whatsoever because this clip is really really touching! Do comments on this clip to give her all your support!

How do you define Success?

I recently read a book called "towkay ho se boh", i believe it is only published in singapore as the language it use is simply mixtures of singlish and dialects. It is quite an interesting books writing about philosophies of business and how a boss behave and thought. There is this particular page that i like it very much and think is very meaningful especially for all the self employed and entrepreneurs outside there as well as my readers who happened to own their own business. In the book it mentioned, what is success? Success actually by looking from its chinese characters 成功(cheng gong) it can be easily interpreted. "Cheng" in chinese means completion while "gong" simply means job that you need to do. So by combining these two characters, success simply mean to complete whatever job that you have started as good as possible. Only by complete whatever you have started then you will reach success. Those that fail in whatever business they do might because they fail to give their best or else they give up half way. Ask any successful businessmen out there, which one of them never fail and face big critical in their business before. So in order to be a successful person, one must learn to complete whatever job or mission they have started as good as possible.

"To your success" - Stephen

The Importance of setting goals

I have just finished reading an article by Stuart Tan about how to Supercharge your career to create a massive Breakthrough and find it very useful. I believed most of us know that it is important to set goals of what we wanted to do however to set and to do is two different thing. One must know that when setting a goal, one must be SMART. SMART stands for Specific, Measureable, Achievable, Realistic, and Time Bound. It is important to stick to this five words when setting goals. However the real difficult part is yet to come. To set a goal is easy, sometimes even myself when come to set goals i might get too carried away and thought that everything is easy and if i succeed i will like this and that. However when come to carry out your plans to attain your goals, you must possess SOMETHING! This SOMETHING is the one that differentiate between failure and success. What is this SOMETHING that is so important? It is the never say die attitude as well as learning from your mistakes. HOWEVER most people give up on the first second they finish their goals setting. The reason is that goals they set are not realistic, therefore it is important to stick to SMART. For those that take the first step to carry out their goals, i would not yet congrats you, because this marks the starting of your journey. During the process you might experience dissapointment, dejection, frustation and alot alot of negative feelings, however if you have the SOMETHING that i mentioned, these negative feelings will in turn drive you toward your success! With never say die attitude, you will continue to try again, again and again when fail, back up with learning from mistakes attitude, you will keep on improve your methods and eventually success is just in front of your eyes. To put yourself on the line, will help you to push yourself toward success! When you put yourself at risk, as human being by instinct they will do whatever mean to survive, setting and carry out a goal is the same thing, when your life is at the stake and have no back up plan, no alternative choice, you will tend to do it until you are success. So at the end of this post, i will encourage all of you to start with setting up your goals. Do remember to stick with SMART. Do something as the diagram below and set it as your desktop wallpaper to constantly remind you to stick with your goals.

"To put yourself on the line, will help you to push yourself toward success!" -Stephen

My Recent clickbank profit!

I am so excited when i see my clickbank account this month!! I always like to give myself surprise so i make it to the point to look at my account once a few weeks and the figures i saw this time is totally overwhelming! So how exactly have i performed? curious to know? i bet you ARE!! let me show you the screenshot i taken today from my computer screen. Don't be surprise by what you have saw!!Aren't this figure beautiful??!! I also thought so. Maybe i should come out with a e-book to teach how i make this figures. Will anyone support my product if i make it to the point to launch it??

"Awaiting Feed back from all of you!" - Stephen

How to Write Powerful Sales Headlines that increase your sales threefold!

In today topic, i going to touch on method on writing powerful headlines for your product so that it can convert your leads into potential buyer! As i am going to move into ebay business soon therefore i believe the preparation work that i have done for my new business will be a good material to share with my readers! So do make good use of this little piece of information that i have gathered! So the thing goes like this.. For most sales-driven website, a powerful headlines are like the attention grabber. The headlines that you created must be able to grab your visitor attention and want to explore your website more. The moment you fail to do so, chances you might lose your potential customers! Headlines are so important that a research shown that a change in headline can increase a website's sale by 714%.
So which kind of headlines are considered powerful one? A powerful headlines must be able to GRAB your visitor's ATTENTION and present the MOST important BENEFIT you are going to offer them. Following are some examples of great headlines:

• How I made $23209 in a year by selling other people product.
• How to double or even triple your income by keeping your current jobs
• The 6 easy steps to start your own online business from scratch

As you can see, every single one of these headlines are able to grab your visitors attention and make them curious and want to read further on the benefit that you are going to deliver. On the other hand following are examples of common headlines that do not bring in sales:

• Learning the Richard's Way
• Michael's Store
• Is Worrying Robbing You of the good things in life?

The problem with first one is that it does not even mention what is the benefits all about, furthermore who will know who is Richard unless he is some big shot like warren buffet! The second headlines is the most common mistakes that people made by putting their own name as the headlines. Most visitors do not care what is your name and what you sell if you cannot deliver benefit to them.

So how do you write a great headlines that do the job? The secret here is not to re-invent the whell but to model the winning sentence structures that are bolded. Take "How I made $23209 in a year by selling other people product" as example, this formula is starting with How..." this can applied to virtually any product. So do think about some headlines using all the winning formula example above for your website.

"This is my life, i want to live it the way i want it!" -Annonymous

Make Money by Taking Survey

I tried one of those online survey sites about 4 months ago that say all you have to do is spend a couple of minutes filling out some surveys and you will be making hundreds a day..... YEAH RIGHT, I didn't make anything.
I joined 7 of these stupid websites and I actually tried filling out a couple of surveys on each site and they took forever then at the end they wanted me to buy things or I couldn't complete the survey.
These are complete scams so be aware!!! I couldn't believe they were even allowed to sell such bogus products.
Then about 2 weeks ago I was watching the news and they had some vice presidents and marketing managers of some major multi milliondollar companies talking about a site that they personally work with to pay consumers for their opinion, A site that actually just wants the "average Joe's" honest opinion on products and services and is willing to pay big money to get them.
I tried this site out and it is the only one I have ever seen that actually pays you just to take surveys. I made almost $100 in my first day just filling out 3 simple surveys.
This is the only legit survey site online, so if you are interested in making hundreds per day just giving your opinions then make sure you check this out.
Make Money Taking Survey

P.S. there is a video on the homepage that will explain everything.If I were you I would at least check the video out and if you don't make at least $300 in your first week they have a 3 month refund policy so just get your money back!!! This is definitely worth alook!
Make Money Taking Survey

6 Easy steps to Get Started with your Own Internet Business

My Own successful earning business in just one day?? Is it Possible?? The answer is YES! For those who follow my following Method thoroughly, but NO for those who do not even bother to try, likewise to other advices and e-books from many internet marketing gurus. One would never know whether they work or don’t if they never try it at all. Is good to being skeptical, but being overly skeptical will get you nowhere so do have a good thought about it! Anyway this piece is created by me during my free time and is ABSOLUTELY FREE, so give it a try. NOTHING to LOSE but for sure MUCH to GAIN!

Anyone like cooking? J Sorry for being out of point, but Let me explain it in a more interesting way like cooking after all normal teaching method is BORING! Starting a Internet Business is just like Cooking, we need to prepare for ingredients, cooking method decoration, and finally waiting it to be cook. The dish will then enjoying by you or your family, but for sure this dish can let you benefit for the rest of your LIFE!

Step 1: Ingredients
The main ingredients for our special dish today, successful internet business are the following:
- A web host
- A domain
- An auto-responder (either getresponse or aweber are good)
- Microsoft words
- Adwords
- Yahoo Answer, Forums (depend on your niches)
- Paypal Account (You can open it for free at www.paypal.com)
Well these are basically the main ingredients that we need for our main dish today!

Step 2: Look for the Right Recipe for our Dish
Recipe here refer to what niches you want to specialize in. Confuse of which recipe to use? Let me give you some ideas.
This Niches can be anything that you like, your hobbies, related to your jobs, special skill you have learn, your favorite games, songs, what you read or even your religion belief! As Long as you have not problem squeeze out 4-5 pages of solid content will be good. Start writes down all this niches in a piece of paper. These niches is like the recipes that you have selected on how to cook your dish and now you need to select which method of cooking

Step 3: Study the recipe
Pick up 3 of the niches from all the niches that u have wrote down in the paper which you have most confident to write out at least 4-5 pages. 3 niches which you believe can attract the most reader and write them out as good quality as possible. Do not sell any products in these articles, but provide solid contents only in this article. This article will be use to test the responds of readers toward your website and your niches of choice. Some of the popular niches are the information about “how to”. If you have anything that you want to teach people do write it down like what I have done now and also my other articles (check them up from my blog link)

Start Cooking (Set up web, domain site, auto-responder and others)
I will not explain how to set up your website as it will go very technical so I leave it for all of you to figure it out or ask help from some programmers. So when you get your dish cook, the next thing you must do is to get people to eat your dish in our case it to get traffic to your web and read your article.

Step 4: Use Adwords, Yahoo Answer and Forums to find your food testers (Traffic)
Adwords: For adwords, set it in accelerated mode and get as much food testers to click and sign up for your free reports as possible. For starters, 100-200 should be enough. Do not forget to add conversion tracking to your pages.

Yahoo Answer: I use yahoo answer to drive traffic to my pages, simply by searching the question related to your niches. Those that posted question normally need someone to solve their questions thus high chances for them to click the link you provided. When they click and your report provides solution to them, automatically they will become your traffic. Do put link to your website to the answer you given. For example I use this template to drive traffic to my job interview tips website,

“I have created a page all about job interview tips that I personally use during my job interviews. The Link is www.blabla.com do refer to it and hope it be useful to you.”

I paste it to all the questions that I have answer and it does created lots of traffic to my web.

Forums: Join into forums that specialize in the niches that you have chosen. Do an introduction and mention about the free reports that you have written and ask them to visit it by giving them the link.

Then next is to wait for all the traffic to come into your website, but the next steps is the crucial part. This traffic that come to your website are like fishes, and you need a giant net to catch them.

Step 5: Set up your Giant net to catch all the traffics (Auto-responder)
Set your auto responder and send out your first message when they enter their email and request for your free reports. The message can goes something like this:

“Dear ____”

Thank you For Requesting for “6 Steps to create your own successful internet business!” Hope to see your name appear in my mailbox soon! Any enquiry about my reports feel free to ask me!”

Here is the download link for the reports:
=> http://www.getresponse.com/link/asaaafaf.pdf

Have fun!

Regards,
Your name

P.S . Do look out for the next email from me regarding to ________

After giving the free report, we need to built rapport and make it known to them that they can easily contact you and we also let them know that there will be next email so that they know we are not a “one hit wonder”.

So what to put for the next email??

#Email 2: Probably introduce yourself or put more content regarding the niches of your choice

# Email 3: Pay per lead offer or your own other longer report (do give them the link)

For starting try to keep your e-books price low such as $7 or $9, you can increase it slowly when your traffic start to recognize your works

Step 6: Wait and see the response of your customers
With 3 niches up, all you need to do now is to wait and see which niches reports have better response from your readers. For the reports that attract most fishes, create a better quality and longer reports and now you can start rise the price higher or higher pay per lead or Per Action Offers.

Repeat the all the six steps and you are ready to build your own internet empire

Stephen

YOU - the master. GOOGLE - the slave.‏

Hi Everyone,

I'm Sure sick of it now. I have decided! NO MORE shall Google dictate the rules. This time ALL of YOU shall be the master and Google will be your slave! Like most, I'm also one of the many who are tired of handing over the lion's share of their AdWords profits to Google. Maybe you are. If so, here's how to keep your money: => gmformula
All of You can start making $50, $100, $500 or even more everyday from Google...all you need is just to crack the code and apply the formula that Andrew and Steven have given you. With it you can:

• Exploit the "insider" secrets that let Andrew and Steven pick Google's pockets with impunity
• How you can make heaping piles of cash without even owning your own website--EVER (yes, it's possible)
• Exactly how to use the power of psychological triggers to make your ads irresistible (it's like taking candy from a baby)
• The "magic" trick PPC experts use to crush everybody else when they bid for keywords (this gives you an unbelievable competitive advantage)
• Advanced tactics that are fresh and powerful for 2008, not the tired old stuff that doesn't work anymore! => gmformula

I'm sure you've heard the tired old garbage about "starting slow" and "building up" to making decent money with AdWords. Poppycock. Well, not entirely. It's good not to get sucked into risky schemes that claim you'll make a million overnight. Those are scams nearly every time (if you find one that isn't, please let me know!) Andrew & Steven don't guarantee overnight cash but they lay everything out so real human beings can follow the steps. If you've been struggling to make it online, or you've alwayswondered how the "big guys" seem to make money hand over fistwithout breaking a sweat, you'll find the answers here. => gmformula

"Lets Make Google being YOUR Slave!" - Stephen

Buffett VS Wall Street

In this post, Lets see the different in beliefs between Buffett and the rest of other fund managers, which turn Buffett into God in stocks market yet other don't.

Wall Street belief:

• Believes in broad diversification into numerous financial instruments.
• Short-term performance focused. Buys when a stock's price is rising (good news) & sells when a stock is falling (bad news).
• Prejudice against companies who don't pay dividends.
• Pressured to invest funds
• Believes that in order to achieve higher returns, you must takehigher risks

Buffett belief:

• Believes in concentrating his funds in a few core businesses thathe understands very well.
• Long-term value focused. Buys good stocks when the price isfalling (bad news) & sells when the price is rising (good news).
• Prefers company to retain its earnings & allow his wealth tocompound tax-free
• Invest only when there is a high probability of profits.
• Believes it is possible to achieve high returns with very lowrisks.

The reason why Warren Buffett is able to consistently beat themarket of average investors & money managers is because he holdsvery different beliefs and philosophies about how the markets work. Through studying these differences, one can see clearly how WarrenBuffett invests and you can do the same too.

"I have enjoyed the process far more than the proceeds, though i have learned to live with those, also" -Warren Buffett.

Long Awaited Post

Finally back in Singapore after more than 3 weeks of holidays. This time round going to come back and work as usual and which I do not like when holidays always seems to be ending so fast. After abandoning this blog site for so long, i guess is better for me to contribute some benefitting post to my gradually increasing readers! So today i want to let all of you know the important of taking action. One of my guru ever told me this, " To know but not to do, is equal to don't know" likewise miracle will continue to remain miracle when no action is taken. Why am i saying this? After explaining so many money making techniques, you might think is easy or you might think i am bluffing, if it is so good, why am i teaching other but not to keep it to myself? Whether is true or not is not up to me to decide, these method works for me cause i have take the effort to take action thus they work for me, it did not work for other might because they read and did not take any action or they might have take action but give up in the end. The key to success is to take action and never give up. At point of time you fail, get up, revise your method and try again. Only through continuos try and error, success can then be attained. So what are you guys still waiting for? Try to take action from all the methods that i recommended in this site and find the most suitable one for yourself.

"Success is a journey but not a destination" - Annonymous

Money

After been through so many method of earning money, it is time for me to give some views of myself toward money! So what is money? sound simple? you might find it stupid for me to ask this question, in fact many people do not know the true meaning behind money! Some group of people believe, in this capitalist world, money is power, money is omnipotent. While got other group believe money is root of all evil, money make people evil. However to me money is a reflect of life itself, money is a tool and a game and if we know how to play this game fair and square, money will flow to you like water into sea!

• Let me explain words power and omnipotent. People that believe money is power and omnipotent tends to use money to control people. They believe money can do everything for them and as the result they will use whatever mean to acquire more money as they know the power and freedom that money can bring them! These are the group of people that normally lead a miserable life as they do not have friend and anyone that sincere to them. People attract to their money like ants attracted to honey, once their money finish, people will leave them. So they have to try whatever mean to earn more money so that have these bunch of people will stick to them like scotch tape.
• The group of people that believe that money is the source of all evil are normally what we call the slaves of money! They believe money is evil, but they need money to survive. Their fear for money prevent them to earn more money so they have to work like slave everyday for money to sustain their needs yet they do not own much money themselves. Majority of people fall under this group as we are pre-designed or teach from young by our parents or relatives that money is not good! Money is evil! But before you take up their beliefs, try to justify yourself if these people that taught you all these beliefs themselves, are they live comfortably when their fear of money prevented them to earn more. To my horror, when i found out from adam khoo's book, the fact these people are normally one or two paychecks to bankrupt and have very little networth.

So from the two examples I mention above, isn't it true that money reflect life and how a person is? Another simple example is Donation. The person that donate and the person that receive donation. What are the difference between them? One have money while the other do not. With money, you have the ability to help people and it gives you the image of being a generous and kind hearted person, if you do not have money and live off from donation or funds from government, people will tend to see you as parasites! Lastly i going to share with all of you on 3 types of money. Money are differentiate into 3 types: money that belong to you, money that belong to others and money that belong to you in the future. Money that belong to you is limited to the amount that you have in your account or pocket, while money that belong to other and belong to you in the future are unknown and no limit! So in order to increase the money that belong to you in the future, you have to get more from money that belong to other! Either by fair and square or by side ways it depend of what kind of person you are and how your money reflect your life!

"Money is neither evil nor omnipotent, however money is essential tool to survive in this world" - Stephen

Lessons We can learn from FLEAS‏

This is a piece of articles that i acquire from Daniel and Sean website and find it quite interesting so i decide to share with everybody!
Learning from fleas. What?!! Learning from pests? Are we going nuts? Perhaps, but do check them out because this story had so much impact on our lives and will impact yours too. Story Of The Fleas Did you know that unless you know how to train fleas, you will never have your dreams come true!So, how do we train fleas? It is actually very simple. You catch them put them in a glass jar, put the cover on and watch the,. They will jump up and down hitting the cover, trying to escape. But you and i know that they will not be able to escape because the cover is there. Go do your stuff for 20mins and come back again. Now you observe something interesting. The Fleas are still jumping but they no longer jump as high, hitting the cover... So what we do now is, we take away the cover. And you will see that the Fleas will NEVER be able to jump out. Because they have been CONDITIONED to only jump that certain height... We human being are similiar.. Since young, many of us have been put into a jar with a cover. Our lives have been protected from the dangerous world out there where businesses fails, where people are scheming, where investing make people lose money... So our lives are planned and structured. Study hard, get a job and retire when you are too old to work... This kind of life is like a jar! And words and advices not to venture out of this planned zone is like the cover... a cover that is only in our heads. But little did we know that our dreams are usually outside this jar we are put in, waiting for us to go and achieve and reach it... However, we have been conditioned for so long to think that these dreams are really for a selected few people.. not us. The truth is people who eventually live their dreams are people who eventually got out of the jar and moved towards their dreams. They realised that there isn't a "cap" over their lives, only the ones they set for themselves! So, are you still in a jar? Do you still feel that there is a cap over you that says you cannot achieve your dreams. For most people, they either become really comfortable with staying in the jar and choose to live and die in the jar. Everyday, they look out of the jar seeing people live dreams but tell themseleves that these people are lucky, talented and special... Another small group (5%) eventually got so suffocated living in a jar they decided to strengthen themselves to jump right out and run towards their dreams. And eventually, they will reach their dreams after going through an amazing journey that may be filled with adversities! You got to decide.. are you staying in that jar of yours and neve see your dreams come through, or have your already taken steps out of the jar, moving towards your dream destiny?

"I have learn 10000 ways to fail, what leftover now are the methods of not to fail" - Thomas Edison

Internet Marketing: Product Creation

When I say create your own product, I don't mean literally create a physical product or commodities like what you see in stores. The product that I mean is something that not in physical form and most of them do not cost a single cent, but your efforts and time. So what are this 'special' and free product? Yes, the product that I mean here is information product. We live in a information world nowadays and the largest source for information is non-other but internet! Most people go online to search for solution to their problems and most of them are willing and ready with their credit cards to pay for the information that you provided! "But I do not know what kind of product must I create?" This is the most common question asked by people. Create your own product is not difficult. All you need is to write down whatever that you think that you are good at, for example you might be good at playing golf and confident that whatever techniques that you share with people with serve them good, then you can create a product on teaching others how to improve their skill in playing golf! There are surely people that need your information. The worldwide computer user has accounted to almost 540 million users and will continue to increase with globalisation of China and India, which mean more people have access to internet connection. Therefore internet marketing will be the next coming trend in home-based business. So I hope by sharing with you this little pieces of information, i have cleared you misunderstanding in creating your own product! You might now start to create your own product by listing down what you are good at or your passion toward a certain field. I will talk more about creating product in the next entries.

Early Bird catch the worm - Stephen

Anyone agree?

I suddenly remembered some advices that my father told me not long time ago, so i decide to share with everybody and see whether everyone agree. So the Conversation go like this,(Sorry for non-chinese, i have tried to expain it as simple as possible so that everyone can understand, but i believe is not that hard to understand)

Father : "Son, do you know how to write worker in Chinese?"
Me : "Yes, it goes like this 工人"(工 mean work, 人 mean human, person)
Father :"Ok, so now i ask you, when can a worker become success?" (in chinese 出头 which mean lift up your head which also mean sucess)
Me :"How would I know that? Work as hard as possible maybe? Work until high rank, promotion, and boss like me maybe."
Father :"Hmm... you still don't understand much of life son. Try put another stroke on the word work (工)." What word it become?"
Me : It become earth (土)
Father : "Right, a worker only able lift up his head when he become earth human (土人) which mean only when he dead then he can lift up his head".
Me :"Wah.. i never realize that it can be interprete like that."

So the story behind this conversation is that no worker will be as success as a person that work for himself. No matter how hard working you are, you are working to make other people(BOSS) more richer everyday but not yourself. A person can only be successfull, is when that person work for himself and make himself rich. Another interesting fact that i come to know is that all worker are pay peanuts! A CEO and A Janitor, A CEO is paid $200,000 per month, while a Janitor is paid $2000 a month, so now i ask you who is paid peanuts? You might say the Janitor of course! But to me I will say depend! Why?? If the CEO is able to bring a Monthly revenue of 10 million for the company, compare his pay and his worth. Is he being poorly paid? If the Janitor is only in charge of cleaning one toilet bowl, is he being paid peanut? So the amount of pay you receive must be tally with the amount of work you performed! However no matter how good you in generating revenue for the company, you will always be paid much much lesser than the amount of revenue that you can generate and in the end your boss will be the one that rich! So by knowing this fact, it is important for individual to start collecting multiple stream of income, by being a full time worker and part time boss of themselves. This is to ensure that you won't be worker for the rest of your life!

Success lies within the hand of oneself, grab it and never let it go!" - Stephen

Job Interview

Hi everyone,
Today i decided to blog something special instead of the usual online earning money stuffs. I believe this will be more relavant to all of us, at least for fresh graduate like me! Anyway let's talk about my job interview experiences. Being a recent graduate, i decided to work first before i continue my University studies at the same time accumulate some wealth. Btw if i never mention before, i am a graduate from Singapore Polytechnic major in Chemical engineering. So i sent in alot of resumes to many large companies such as exxonmobil, mitsui, schering plough, soxal, Singapore Polymer. My first interview was at exxonmobil and followed by mitsui then SP. I can still remember the tense and nervousness on the first day as i have never been to interview at all in my entire life! So how did i manage to survive? I went to Youtube to search for interview tips and they all taught me different thing! I thought I going to doom this time. Anyway i followed their advises and began to prepare for whatever kind of questions they might asked like "Why you choose our company? Let me know more about yourself? why should i hire you?" These kind of questions. Thinking that I'm fully prepared to go into the battlefield, to my horror all the questions i prepared did not come out in my interviews with exxon! Instead they asked me all the technical stuffs that i learnt in school and i almost dumbfolded! So after the first interview i knew at least what are their expectation and more confident to go for my other interviews! So who am i to teach you tips for interview when I almost screw up my first interview? OF COURSE I am not some pros from some head hunter companies that teach graduates how to respond to questions, but i have real life experience and I manage to secure offers from ALL the companies that i went for interviews! U ain't read wrongly, ALL the companies! So below are some TIPS that i personally used during my interviews, follow them i can guaranteed at least 85% success rate!
TIPS #1: Prepared whatever documents you need the night before
TIPS #2: Know What you have learn in school properly, don't throw them away
TIPS #3: Always remember, Interviews are like WAR, a WAR for your survival in this world
TIPS #4: Have a early sleep day before interview and set your ALARM to wake up early!
TIPS #5: Check your grooming, wear your MOST formal attire
TIPS #6: Always arrive early (15 mins) before the actual time
TIPS #7: Smile and Maintain eyes contact with your interviewer and don't forget firm a handshake!
TIPS #8: Greet them and introduce yourself, do NOT wait for them to ask you
TIPS #9: Calm and always maintain eyes contact, smile very important , answer qs correctly
TIPS #10: If you can't answer just admit, don't BULLSH*T!! coz they know what they are asking, Lying is equal to dig your own grave!
TISP #11: Always be optimistic and confident when answering questions
TIPS #12: After interview, thanks them for the time and give another firm handshake and excuse yourself! You can always ask them when you will know your result.

So those are basically what i did and found out during my interviews and hope these will help those that currently looking for job. EYE CONTACT?? very difficult right? this is another tip from my english teacher during my oral examination. if you are scared to look at them in the eyes, just look at their foreheads or somewhere between their eyes, they wont notice! So in the end i took up offer from Mitsui chemical, and will be starting my work next week. So wish me luck in my career! =)

"Because I live, ye shall live also" - John 14:19

My new company's logo. Cool right?? =p

EXCLUSIVE! Check out my LENS on MUTUAL FUND

Hi everyone! After a whole day of hard work, i finally create my first ever lens on how to select a profitable mutual funds. Most of the materials i got from Adam Khoo's Secret of self made millionaire, so if anyone of you already have a copy of that book, can find it under the mutual fund section. Anyway i just found out that squidoo can use to earn money, so called the "royalties" therefore for the first attempt, i decided to donate part of the "royalties" to charity!! so do visit my lens and give me some support! Well the information of mutual funds i believe will benefits all of you that want to invest in mutual funds, so do check it out!

My lens is http://www.squidoo.com/roadtofa

So last but not least wish all human kind all the best and world peace! - Stephen

Internet Marketing: Affiliate marketing

Affiliate marketing is the simplest form of internet marketing among the 3 type of IM that i mentioned earlier. This is because all you need is a website, affiliates URL, autoresponder and lastly traffic (people visiting your site). It may sound simple however when it come to practice, it might not be as easy as thought. lets begin with the first part,

• Obtaining a website. To create your own website is relatively simple nowadays. You can go to major search engine such as yahoo, google and type webhosting or else buy a domain from yahoo. Remember to create a domain name that is simple and easy to remember!
• Go to www.clickbank.com to sign up a clickbank account or www.commissionjunction.com to create an account. These are the websites where you can create your affiliate link as well as find the products that you want to promote!
• Get an autoresponder to keep track and collect traffic. Aweber and getresponse are some of the good choices normally affiliate marketers use.
• Lastly is to drive traffic into your website (the hardest part i believe). Driving traffic can be done by participating in some popular forum, http://www.forumfind.com/ or elso you can use yahoo answer to collect traffic. As this are the website where people need solution and you have to provide solution by referred them to you sites. (must be related of course!)

So you may ask, how should i start to promote the products? One of the way is through blogging as you might heard before how people earn money by blogging, this is normally how they done it! But remember in Affiliate marketing, Quantity>Quality. Although quality is important, but if there are no traffic nor wide range of products, all the effort will be futile. So i hope you get the basic of affiliate marketing. Some good sources for affiliate marketing would be dylan loh, Ewin Chia, Stuart Tan's website this are the few successful affiliate marketer. Or else you can also get a copy of Super Affiliate Handbook by Rosalind Gardner, One of the most successful affiliate marketer around. This book has been recommended to me by few affiliate pros such as Dylan Loh. I personally find this book Wise, practical, and easy to understand. So that all for this entry, in the coming entry i will talk more on how to find a suitable product to promote, so don't miss it!

"It take a long time to bring excellence to maturity" - Publilius Syrus (~100B.C)

EXTRA: MONEY SAVING TIPS!!

Yesterday someone ask me why use credit card?? so i think is a good topic to post and share with everyone. This something i learn from Secret of self made millionaire and it is quite useful. try it if you dont believe because i try it and it work!
So why should we not throw away our credit card and use them??

credit card when use properly can be a great saving money tools! but there are several criteria u must met!
- always pay out your outstanding bill every month! (IMPT)
- using credit card can allow you to have some form of rebate or discount (save more money!)
- Use the points accumulated to exchange for gift (Save u even more money)

but always limit yourself to one credit card, so that if ur card burst u will stop using your card. it serve as a sort of limitation to yourself AND IMPT must pay off what you owe by end of month so you wont be charge with the interest. When the bill come to you, it is nicely accounted for you, so save your time to do all the accounting work! so when use properly Credit card is a good saving tools! Check up my blog constantly for more money saving tips!

"Money is not everything, but if you have no money , you can do almost nothing" - MY MUM!

Internet Marketing (IM)

Ok let put forex for a rest first and move on to another type of financial vehicle! And that is..?? CORRECT Internet marketing! So what is internet marketing really do? In a layman term it simply using your own website and promote your own or other people product so that you can earn profits. There are altogether 3 types of internet marketing i know, if got more please update me. well they are affiliate marketing, create your own product, sell drop ship product. I strongly suggest anyone that have high interest in internet marketing to get a copy of secret of self made millionaire by adam khoo in this book, adam teach us step to step to start up a internet marketing website. Well to me this book is quite entertaining, and might be so called the first financial book that i have ever finish reading in my ENTIRE LIFE. So can imagine how lazy am i when come to reading books! so what are the advantages of IM compare to traditional brick and mortar business?

advt:
- well is cheap and easy to start up (Rental is cheap and renovation also cheap)
- Can be start up as soon as you read this blog and all you nead probably a Credit card??
- In case you give up (touch wood) the loss is very minimal
- take faster time to break even
- last but not least, u chances of having whole world computer users as your customer!

So since there is so many pros why not start it now? but many people often ask me how do i actually start a internet business when i have no idea of what to sell, no technical skill? trust me i once are like all of you out there searching for method to start internet business. i don't remember how many e-book i have read and seminars i have attended. In my learning journey i have some great internet marketting gurus such as ewin chia, stuart tan, dylan loh. This all the original Singaporean which earn big bucks in the internet marketing. So if they can so are you and I! so do check up their website to read about their HONOURABLE achievement! Well personally i havent have the chance to try out other product except for adam khoo's as it already very overwhelming. But since all this guys are making big bucks and look at tons of their testimonials, i have no doubt on their product. So any of you might want to check them up and share with me your experience! In next entries i will explain further on different type of IM so do stay tune!

"Success can be a long and lonely road, so lets walk together with me!" - Stephen :p

Forex (Cont')

hey guys, hows day?? again this entry i will be continue the last topic on forex. so before i get into those complicated and confusing technical stuff (OMG!!) let me show you something which might motivate you or more to excite all of you abit.

Sorry for the poor quality because i still not very good at this kind of thing, but what did you see on the image is the balance in my VT trader (forex) acc. So u might ask what so special about it, is only like 3k++, but u might not say so when u know that my starting capital is $3k one and half day ago. So it means is a 16.6% return of investment within 1.5 days. This IS crazy u might say, but is true. Forex when study and use properly, it can bring fortune that hard to believe and consider myself still a novice trader. I not putting this to show off or something like that, but i want to let all of you know that if i can do it, you also can do it, is just matter of time. But i dont suggest any of you just jump into forex market a believe you can make thousands or even million on the first trade. if you happen to do so, dont come and sue me for introducing forex in this blog. So you might ask me now "how the hell exactly did U made money in Forex??" the only way i can answer your question is to pick up some forex books or course and start digging urself into it. Success dont come easy nor it come overnight. I too have lose some money before start earning money from forex well i not exactly lose alot too but still pain to lose my hard earned money. One book i might suggest to you is "7 Winning Strategies for Trading Forex" by Grace cheng. This book introduce to us various strategies she use in her trading life. She recently appear on Channel 8 (Singapore Channel) Sharing with people her experience in forex and according to herself she has been earning "5 Figures" monthly! that is a lots of money for someone her age! Well again if you are those lazy to read, you can consider take up some forex courses (but need constant practice too!) OR else u might try out those autotrading program, one of the that i found is forex killer which i posted in 'Treasury" well i personally have not try out the program yet so do not know how good it is! If any one happen to try it please update me with your result. After all i believe learning should be two-way interaction, cannot like i always give, what happen if i run out of blogging material? well that part can don't worry because i still have tons of stuff to blog! anyway thats for today and thanks for reading this super long blog! (all my entries are super long anyway :p)

"Success is not about how hard you can hit but how hard you can GET hit and still keep moving forward" - Rocky Balboa

Forex

Forex (Foreign Exchange) is one of my favourite tool that i use to earn money. So how did forex work?? Have u ever been to money changer before? lets take this scenario as example, you and your colleagues have agreed to go to batam island this coming weekend. so you are in charge of getting your singapore dollar to be exchange to Indonesia Rupiah. So go to a Money exchanger booth and take up 200 dollar to exchange so Rupiah. When you just take the money from the teller and ready to leave, your colleague call you and say the trip have to be cancelled. You quickly take up the Rupiah and want to change back to Singapore dollar. So do you think you can still get back your whole 200 dollar intact?? NO! u probably get $19x+++ back. The difference is the money exchanger profit. So this is also part of foreign exchange. However the Forex im talking about is not asking you to open those little booth and do trade like that. What i am talking about is the Online Forex trading whereby through online brokerage able to trade various major currencies pair and you can actually trade forex for living and in fact there are various example i can give. So before i get you all excited about forex let me give you some pro and cons about forex compared to stock market.

Pros:
- 24/7, so you can trade practically any time (stock market until 5 normally)
- able to leverage
- high volatility
- one of the quickest and fastest earning tool available
- relatively low initial investment (around USD$300)

Cons:
- one of the fastest losing money tool too (for novice)
- leverage increase profits but also increase loss

So you might need to consider when taking up forex as it might not suitable for every individuals. However Forex is the largest Market on the earth with around 3.2trillion dollar traded per day so there are many chances to earn money inside. All you need to do is just to take money from all the novice, sound easy? trust me is not easy! you need consistent practice to hone your skill in trading. Check up the free demo account for forex that i posted at my treasury, you can download for free and start trading immediately for free. i personally prefer this trading platform as the trading tools provided is complete and easy to use. for more information about forex can visit http://www.forex.com/. Next entries i will talk more about Forex see you!

"Sucess is the result of good judgement. Good judgement is the result of experience. Experience is the results of bad judgement" - Anthony Robbins

Financial Vehicles!

Some of you might ask, what is a financial vehicle (FV)?? well imagine financial abundance is located 1000km away from you, so how are you going to reach for it? by walking? bicycle? MRT? Bus?or Bullet train? thus financial vehicles simply mean the methods or ways that an individual use to reach his destination(financial abundance). So lets take a normal working adult as an example earning 3-4k per month with no other income, so what do you think his FV is? his FV is simply his wages and in this case is just like walking 1000km toward his destination and it will take like forever to reach there. So what is the main criteria to retire early and reach financial abundance fast? thats right, that is to find the right FV that suit each of us! i have accidentally encounter this website where i posted at my 'Treasury' road to financial freedom, the two gentlemen there provide good advices of which FV that suitable to each individual. i have personally tried out their services and is absolutely free. they are responsive, friendly and approachble, so do visit their website to try out their free services and take their free course. the reason i recommend their website is because is free and good. So back to the FV i talking about, so most people ask me what are the FV that available? well that depend on individual, so people think investing is suitable for them (eg.warren buffett), some might think internet marketing (eg. ewin chia, Stuart Tan) so there is no definite answer to this question. One have to identify his/her passion so that enable one to find out the right FV that suits them. Because only through high passion one can stay focus and motivated thus led to high motivation.

"Unless you do what you love to do, you will never become rich" - Adam Khoo

Introduction

Hi everyone,

If any of you happen to be reading this blog, i would like to congratulate you, as you are one step nearer to financial abundance. before i start blabbering all i know about financial abundance, i would like to share about some background information about myself. My name is Stephen 20 years old going to 21 and i currently just graduated from tertiary education in Singapore and got a job in a big petrochemical company that pay me quite handsomely about $3xxx/month plus tons of other things. However as a human being, no one will object to have more money in bank account especially for young people like me, $3xxx is simply isn't enough. i have alots of thing that i want to do like travel, have a big house, luxury car and stuff like that. thus i begin to do research on multiple financial vehicles so that i can create multiple streams of income and ultimately generate enough passive income for me so that i can shake my leg at home and wait for money to deliver to my doorstep. Sound kinda too good to be true right? i also at first think like that, however i now truly believe is true. So what are this financial vehicles that i mentioned?? i will introduce them in the next coming entries and i will recommend books about the financial vehicles that i mention which i think is good as well as reviews on some online courses that i think will help in your way toward financial abundance which i personally have taken. so don't worry, i will do the research and you all just read my reports so stay tuned!

'Risk Coming From Not Knowing What You Are Doing' -Warren Buffett